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Terms & Conditions

Effective Date: January 1, 2026

These Terms & Conditions ("Terms") govern your access to and use of the Exclusive Insurance Offers website and services. By using this site, you agree to be bound by these Terms.

Eligibility

You must be at least 18 years of age and a U.S. resident to use our services or submit a quote request.

No Insurance Advice

Exclusive Insurance Offers is not a licensed insurance agency. We connect consumers with Licensed Insurance Agents and marketing partners. Information on this site is for general purposes and does not constitute insurance, legal, or financial advice.

Non-Government Entity

This website is owned and operated by a private entity. We are not affiliated with, endorsed by, or connected to the U.S. government, the Department of Health and Human Services (HHS), the Centers for Medicare & Medicaid Services (CMS), or any government agency.

Quote Requests & Consent

By submitting a quote request, you consent to be contacted by Licensed Insurance Agents and marketing partners as described in our consent disclaimer and Privacy Policy.

Intellectual Property

All content on this site, including text, graphics, logos, and software, is the property of Exclusive Insurance Offers or its licensors and is protected by U.S. and international copyright laws.

Limitation of Liability

To the maximum extent permitted by law, Exclusive Insurance Offers shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the site or services.

Indemnification

You agree to indemnify and hold harmless Exclusive Insurance Offers and its affiliates from any claims, damages, or expenses arising from your use of the site or violation of these Terms.

Governing Law

These Terms are governed by the laws of the United States and the state in which our principal place of business is located, without regard to conflict of law principles.

Changes to These Terms

We may update these Terms at any time. Continued use of the site after changes constitutes your acceptance of the revised Terms.

Contact

For questions, contact us at (855) 650-4479 · TTY:711 (Mon–Fri 9 AM–5 PM EST).